Comparison tool · Updated through the trading day

Gold vs. the S&P 500

Enter any amount and any period, and see what it did in gold and in the S&P 500, the Dow, the Nasdaq, oil or cash. Prices follow the market through the day.

Gold today, per ounce, as of   

Compare gold

1Compare with
2Amount invested
$
3Period

Or pick any dates. Prices are weekly closes, and results are before taxes, fees and storage costs.

What did the same money do in gold?

Choose what to compare gold with, enter the amount, pick a period and press Calculate.

Results for  

Gold
 
 
Start
 
End
 

Spot price per troy ounce.

S&P 500
 
 
Start
 
End
 

 

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Two different jobs

A stock is a share of a company's future earnings, so stock prices tend to grow along with the economy over long periods. Gold has no earnings. Its value comes from scarcity and from its long role as money outside the banking system, which is why it has often held up when stocks or the dollar were struggling.

Why the period matters

The answer changes a great deal with the start and end dates. Gold led through the 1970s and the 2000s, while stocks led in the 1980s, the 1990s and the 2010s. Try the decade buttons to see how different the result can be.

Dividends and costs

The chart shows price changes only. Stocks also pay dividends, which add to their long-run return, so the S&P 500 card shows the total with dividends reinvested when that data is available (from 1988). Physical gold pays no income and involves storage and insurance costs. Neither side includes taxes or fees.

Where gold fits in a retirement plan

Many investors hold gold alongside stocks rather than instead of them, as a portion of savings meant to hold its value when other assets fall. A Gold IRA lets you own physical gold inside a tax-advantaged retirement account, and our free guide explains how it works.

How we calculate it

We take each asset's weekly closing price at the start and end of the period and grow your amount by the same percentage. Gold is the spot price per troy ounce. The S&P 500, Dow Jones and Nasdaq are index levels without dividends. Oil is West Texas Intermediate crude. Cash compounds monthly at the 3-month Treasury bill rate in effect each month, which is close to what money market funds paid. Results are before taxes, fees and storage costs.

Sources

For educational purposes only. Advantage Gold is not a registered investment adviser, and nothing on this page is investment, tax or legal advice. Past performance does not guarantee future results, and precious metals involve risk. Please consult your own financial professional before making any investment decision.

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Free investment guide

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Rollovers, eligible coins, storage and fees, all explained in plain English. Free, with no obligation.

Advantage Gold Ultimate Gold IRA Investment Guide